/* Estilos da página HTML/PAGINAS/consorcios-empresas.html.
   Carregado depois do efeitos.css e do base.css. */
:root{
  --navy:#0B2A5B;
  --navy-deep:#0A1230;
  --blue:#1560F0;
  --blue-faq:#14418F;
  --orange:#F6871F;
  --orange-txt:#A85207;  /* laranja para TEXTO sobre fundo claro */
  --bg:#FFFFFF;
  --bg-soft:#EFF6FC;
  --ink:#33415E;
  --radius:16px;
  --shell:min(1220px,92vw);
}
body{
  font-family:'Plus Jakarta Sans',system-ui,sans-serif;
  color:var(--ink);background:var(--bg);
  line-height:1.65;-webkit-font-smoothing:antialiased;
}
h1,h2,h3{color:var(--navy);line-height:1.15;letter-spacing:-.015em;font-weight:800}

.eyebrow{
  display:inline-flex;align-items:center;gap:.7rem;
  font-size:.8rem;font-weight:600;letter-spacing:.35em;text-transform:uppercase;
  color:var(--navy);margin-bottom:1.1rem;
}
.eyebrow.light{color:#fff}

.btn{
  display:inline-flex;align-items:center;gap:.55rem;white-space:nowrap;
  font-weight:700;font-size:.95rem;
  padding:.85rem 1.7rem;border-radius:999px;
  transition:transform .2s,box-shadow .2s,background .2s;
  cursor:pointer;border:none;
}
.btn:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.btn-outline-white{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.7)}
.btn-outline-white:hover{background:rgba(255,255,255,.12)}

/* ---------- Header ---------- */
header{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid #E9EFF7}
.nav-links a:hover::after,.nav-links a.ativo::after{width:100%}

/* ---------- Hero produto ---------- */
.hero{
  position:relative;color:#fff;overflow:hidden;
  background:
    radial-gradient(800px 460px at 90% 120%,rgba(246,135,31,.5),transparent 60%),
    linear-gradient(100deg,#0A1B4D 0%,#0E2C77 55%,#123A9C 100%);
}
.hero::before{
  content:"";position:absolute;right:-8%;top:-30%;width:50%;height:170%;
  background:linear-gradient(135deg,rgba(246,135,31,.85),rgba(246,135,31,.15));
  clip-path:polygon(30% 0,60% 0,100% 100%,55% 100%);
  opacity:.45;pointer-events:none;
}
.hero-inner{position:relative;z-index:1;padding:4.5rem 0 5rem;max-width:46rem}
.breadcrumb{font-size:.85rem;color:#AFC2E8;margin-bottom:1.4rem}
.breadcrumb a:hover{color:#fff}
.hero h1{color:#fff;font-size:clamp(2.2rem,4.4vw,3.3rem)}
.hero .sub{margin:1.3rem 0 2.2rem;font-size:1.1rem;color:#D4E0F7;max-width:36rem}
.hero-actions{display:flex;gap:.9rem;flex-wrap:wrap}
.hero-badges{display:flex;gap:1.6rem;margin-top:2.6rem;flex-wrap:wrap}
.hero-badge{display:flex;flex-direction:column;gap:.15rem}
.hero-badge b{color:var(--orange);font-size:1.5rem;font-weight:800}
.hero-badge span{font-size:.85rem;color:#D4E0F7}

/* ---------- Benefícios (por que funciona) ---------- */
.beneficios{padding:5.5rem 0;background:linear-gradient(180deg,#fff 0%,var(--bg-soft) 100%)}
.beneficios h2{text-align:center;font-size:clamp(1.8rem,3.6vw,2.6rem);color:#134A9E;max-width:38rem;margin:0 auto 3rem}
.beneficios-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem;max-width:1060px;margin-inline:auto}
.beneficio-card{
  background:#fff;border-radius:var(--radius);padding:2.4rem;
  box-shadow:0 14px 36px rgba(11,42,91,.08);
  display:grid;grid-template-columns:auto 1fr;gap:1.2rem 1.4rem;align-items:start;
  transition:transform .22s,box-shadow .22s;
}
.beneficio-card:hover{transform:translateY(-5px);box-shadow:0 20px 44px rgba(11,42,91,.13)}
.beneficio-card .icone{
  width:52px;height:52px;border-radius:12px;background:#FDEFE0;
  display:grid;place-items:center;font-size:1.5rem;color:var(--orange);
}
.beneficio-card h3{font-size:1.25rem;font-weight:700;align-self:center}
.beneficio-card p{grid-column:2;color:#5A6788;font-size:.98rem}
.beneficio-card small{grid-column:2;color:#8A94B0;font-size:.82rem}

/* ---------- O que dá para consorciar ---------- */
.itens{padding:5.5rem 0;text-align:center}
.itens .rotulo{color:var(--orange-txt);font-weight:600;font-size:.95rem;margin-bottom:.6rem}
.itens h2{font-size:clamp(1.8rem,3.6vw,2.6rem);color:#134A9E;max-width:42rem;margin:0 auto 1rem}
.itens > .shell > p{max-width:640px;margin:0 auto 3rem;color:#5A6788;font-size:1.02rem}
.itens-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;text-align:left}
.item-card{
  background:#fff;border-radius:var(--radius);overflow:hidden;
  box-shadow:0 14px 36px rgba(11,42,91,.08);
  display:flex;flex-direction:column;transition:transform .22s,box-shadow .22s;
}
.item-card:hover{transform:translateY(-6px);box-shadow:0 20px 44px rgba(11,42,91,.14)}
.item-capa{
  position:relative;min-height:130px;padding:1.4rem;
  display:flex;flex-direction:column;justify-content:center;align-items:flex-start;
  color:#fff;
  background:linear-gradient(160deg,rgba(21,60,160,.9),rgba(10,27,77,.94)),
    linear-gradient(120deg,#25439B,#0E2C77);
}
.item-capa .icone-grande{font-size:1.9rem;margin-bottom:.4rem}
.item-capa .nome{font-weight:800;font-size:1.3rem;line-height:1.2}
.item-corpo{padding:1.4rem 1.5rem;flex:1;display:flex;flex-direction:column;gap:.7rem}
.item-corpo p{color:#5A6788;font-size:.95rem}
.item-corpo ul{list-style:none;display:flex;flex-direction:column;gap:.5rem;font-size:.9rem;margin-top:.2rem}
.item-corpo li{padding-left:1.3rem;position:relative;color:#5A6788}
.item-corpo li::before{content:"✓";position:absolute;left:0;font-weight:800;color:var(--orange)}

/* ---------- Consórcio × Financiamento (PJ) ---------- */
.compara{padding:5.5rem 0;background:var(--bg-soft)}
.compara .shell{max-width:1000px}
.compara-intro{max-width:700px;margin:0 auto;text-align:center}
.compara-intro h2{font-size:clamp(1.8rem,3.6vw,2.6rem);color:#134A9E}
.compara-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem;margin:2.8rem 0}
.compara-col{background:#fff;border-radius:var(--radius);padding:2.2rem;box-shadow:0 14px 36px rgba(11,42,91,.08)}
.compara-col h3{font-size:1.3rem;margin-bottom:1.3rem}
.compara-consorcio h3{color:var(--orange-txt)}
.compara-financiamento h3{color:var(--blue)}
.compara-col ul{list-style:none;display:flex;flex-direction:column;gap:1rem}
.compara-col li{display:flex;flex-direction:column;gap:.25rem;border-bottom:1px solid #EEF2F9;padding-bottom:.9rem}
.compara-col li:last-child{border-bottom:none;padding-bottom:0}
.compara-k{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:#5E6A88;font-weight:700}
.compara-v{color:#33415E;font-weight:600}
.compara-nota{max-width:760px;margin:0 auto;text-align:center;color:#33415E;font-size:1.02rem}
.compara-nota b{color:var(--navy)}

/* ---------- Como o lance acelera ---------- */
.lance{padding:5.5rem 0}
.lance .shell{max-width:1060px}
.lance-intro{max-width:700px;margin:0 auto;text-align:center}
.lance-intro h2{font-size:clamp(1.8rem,3.6vw,2.6rem);color:#134A9E}
.lance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;margin-top:2.8rem}
.lance-card{background:#fff;border-radius:var(--radius);padding:2.2rem;box-shadow:0 14px 36px rgba(11,42,91,.08)}
.lance-card .icone{width:52px;height:52px;border-radius:12px;background:#FDEFE0;display:grid;place-items:center;font-size:1.4rem;color:var(--orange);margin-bottom:1.1rem}
.lance-card h3{font-size:1.15rem;margin-bottom:.7rem}
.lance-card p{color:#5A6788;font-size:.95rem}

/* ---------- Nota consórcio pessoal ---------- */
.nota-pf{padding:0 0 5.5rem}
.nota-pf-box{
  max-width:1000px;margin-inline:auto;background:#fff;border:1.5px solid #FBD9B4;
  border-radius:var(--radius);padding:1.8rem 2.2rem;
  display:flex;align-items:center;justify-content:space-between;gap:1.5rem;flex-wrap:wrap;
}
.nota-pf-box p{color:#5A6788;font-size:.98rem;max-width:44rem}
.nota-pf-box p b{color:var(--navy)}
.nota-pf-box a.link{color:var(--orange-txt);font-weight:700;white-space:nowrap;display:inline-flex;align-items:center;gap:.4rem}
.nota-pf-box a.link:hover{text-decoration:underline}

/* ---------- FAQ ---------- */
.faq{
  padding:6rem 0;color:#fff;
  background:linear-gradient(160deg,#0F3578 0%,var(--blue-faq) 60%,#0F3578 100%);
}
.faq-inner{max-width:880px;margin-inline:auto}
.faq h2{color:#fff;font-size:clamp(1.9rem,3.8vw,2.7rem);margin-bottom:2.6rem}
.faq-item{border-bottom:1px solid rgba(255,255,255,.22)}
.faq-q{
  width:100%;background:none;border:none;cursor:pointer;font-family:inherit;
  display:flex;align-items:center;gap:1rem;text-align:left;
  padding:1.5rem 0;color:#fff;font-weight:700;font-size:1.15rem;
}
.faq-q .seta{color:var(--orange);font-size:.85rem;transition:transform .25s;flex:none}
.faq-item.aberto .faq-q .seta{transform:rotate(90deg)}
.faq-a{
  max-height:0;overflow:hidden;transition:max-height .35s ease;
  color:#D4E0F7;font-size:1rem;
}
.faq-item.aberto .faq-a{max-height:600px}
.faq-a p{padding:0 0 1.6rem 1.85rem;max-width:64ch}

/* ---------- CTA final ---------- */
.cta{padding:5.5rem 0}
.cta-box{
  background:linear-gradient(120deg,var(--orange),#E06B0A);
  border-radius:22px;padding:3.6rem 2.5rem;text-align:center;color:var(--navy-deep);
  position:relative;overflow:hidden;
}
.cta-box::after{
  content:"";position:absolute;right:-6%;bottom:-30%;width:40%;height:120%;
  background:rgba(255,255,255,.12);
  clip-path:polygon(30% 0,60% 0,100% 100%,55% 100%);
}
/* sobre o laranja, texto azul-noite: o branco ficava em 2,5:1 */
.cta-box h2{color:var(--navy-deep);font-size:clamp(1.7rem,3.4vw,2.4rem);margin-bottom:.8rem}
.cta-box p{color:var(--navy-deep);max-width:32rem;margin:0 auto 2rem}
.cta-box .btn{background:#fff;color:var(--navy)}
.cta-box .btn:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(0,0,0,.2)}

/* ---------- Footer ---------- */
footer{background:var(--navy-deep);color:#93A0BE;padding:5rem 0 2.2rem;font-size:.95rem}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1.1fr;gap:2.5rem;margin-bottom:3.5rem}
.selo-box{background:#fff;border-radius:12px;padding:1rem 1.3rem;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.6rem;text-align:center;transition:transform .2s,box-shadow .2s;min-width:190px}
.foot-grid ul{list-style:none;display:flex;flex-direction:column;gap:.7rem}
.foot-bottom{
  border-top:1px solid rgba(255,255,255,.1);padding-top:1.8rem;
  display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.85rem;
}

/* ---------- WhatsApp ---------- */
.whats{
  position:fixed;right:1.4rem;bottom:1.4rem;z-index:70;
  width:58px;height:58px;border-radius:50%;
  background:#128C7E;display:grid;place-items:center;
  box-shadow:0 12px 28px rgba(0,0,0,.28);transition:transform .2s;
}

/* ---------- Responsivo ---------- */
@media (max-width:1000px){
  .beneficios-grid{grid-template-columns:1fr}
  .itens-grid{grid-template-columns:1fr}
  .compara-grid{grid-template-columns:1fr}
  .lance-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .nav-links,.intranet{display:none}
  .menu-toggle{display:block}
  .nav-links.open{
    display:flex;flex-direction:column;position:absolute;top:82px;left:0;right:0;
    background:#fff;padding:1.5rem 4vw;gap:1.2rem;border-bottom:1px solid #E9EFF7;
  }
}
@media (max-width:620px){
  header .nav{gap:.7rem}
  header .logo img{height:38px}
  header .nav-right{gap:.6rem}
  header .nav-right .btn{padding:.55rem .9rem;font-size:.8rem;gap:.3rem}
  header .nav-right .btn .arrow{display:none}
  .foot-grid{grid-template-columns:1fr}
  .hero-inner{padding:3.5rem 0 4rem}
  .beneficio-card{grid-template-columns:1fr}
  .beneficio-card p,.beneficio-card small{grid-column:1}
  .nota-pf-box{flex-direction:column;align-items:flex-start;text-align:left}
}
@media (max-width:400px){
  header .nav{gap:.5rem}
  header .logo img{height:33px}
  header .nav-right{gap:.45rem}
  header .nav-right .btn{padding:.5rem .75rem;font-size:.75rem}
}

@media (prefers-reduced-motion:reduce){
  /* só cor, opacidade e sombra transitam; nada desliza */
  *,*::before,*::after{transition-property:opacity,color,background-color,border-color,box-shadow,filter!important}
  html{scroll-behavior:auto}
}