/* Estilos da página HTML/PAGINAS/emprestimo-pessoal.html.
   Carregado depois do efeitos.css e do base.css. */
:root{
  --navy:#0B2A5B;
  --navy-deep:#0A1230;
  --blue:#1560F0;
  --blue-faq:#14418F;
  --orange:#F6871F;
  --orange-txt:#A85207;  /* laranja para TEXTO sobre fundo claro */
  --bg:#FFFFFF;
  --bg-soft:#EFF6FC;
  --ink:#33415E;
  --radius:16px;
  --shell:min(1220px,92vw);
}
body{
  font-family:'Plus Jakarta Sans',system-ui,sans-serif;
  color:var(--ink);background:var(--bg);
  line-height:1.65;-webkit-font-smoothing:antialiased;
}
h1,h2,h3{color:var(--navy);line-height:1.15;letter-spacing:-.015em;font-weight:800}

.eyebrow{
  display:inline-flex;align-items:center;gap:.7rem;
  font-size:.8rem;font-weight:600;letter-spacing:.35em;text-transform:uppercase;
  color:var(--navy);margin-bottom:1.1rem;
}
.eyebrow.light{color:#fff}

.btn{
  display:inline-flex;align-items:center;gap:.55rem;white-space:nowrap;
  font-weight:700;font-size:.95rem;
  padding:.85rem 1.7rem;border-radius:999px;
  transition:transform .2s,box-shadow .2s,background .2s;
  cursor:pointer;border:none;
}
.btn:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.btn-outline-white{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.7)}
.btn-outline-white:hover{background:rgba(255,255,255,.12)}

/* ---------- Header ---------- */
header{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid #E9EFF7}
.nav-links a:hover::after,.nav-links a.ativo::after{width:100%}

/* ---------- Hero produto ---------- */
.hero{
  position:relative;color:#fff;overflow:hidden;
  background:
    radial-gradient(800px 460px at 90% 120%,rgba(246,135,31,.5),transparent 60%),
    linear-gradient(100deg,#0A1B4D 0%,#0E2C77 55%,#123A9C 100%);
}
.hero::before{
  content:"";position:absolute;right:-8%;top:-30%;width:50%;height:170%;
  background:linear-gradient(135deg,rgba(246,135,31,.85),rgba(246,135,31,.15));
  clip-path:polygon(30% 0,60% 0,100% 100%,55% 100%);
  opacity:.45;pointer-events:none;
}
.hero-inner{position:relative;z-index:1;padding:4.5rem 0 5rem;max-width:46rem}
.breadcrumb{font-size:.85rem;color:#AFC2E8;margin-bottom:1.4rem}
.breadcrumb a:hover{color:#fff}
.hero h1{color:#fff;font-size:clamp(2.2rem,4.4vw,3.3rem)}
.hero .sub{margin:1.3rem 0 2.2rem;font-size:1.1rem;color:#D4E0F7;max-width:36rem}
.hero-actions{display:flex;gap:.9rem;flex-wrap:wrap}
.hero-badges{display:flex;gap:1.6rem;margin-top:2.6rem;flex-wrap:wrap}
.hero-badge{display:flex;flex-direction:column;gap:.15rem}
.hero-badge b{color:var(--orange);font-size:1.5rem;font-weight:800}
.hero-badge span{font-size:.85rem;color:#D4E0F7}

/* ---------- FAQ ---------- */
.faq{
  padding:6rem 0;color:#fff;
  background:linear-gradient(160deg,#0F3578 0%,var(--blue-faq) 60%,#0F3578 100%);
}
.faq-inner{max-width:880px;margin-inline:auto}
.faq h2{color:#fff;font-size:clamp(1.9rem,3.8vw,2.7rem);margin-bottom:2.6rem}
.faq-item{border-bottom:1px solid rgba(255,255,255,.22)}
.faq-q{
  width:100%;background:none;border:none;cursor:pointer;font-family:inherit;
  display:flex;align-items:center;gap:1rem;text-align:left;
  padding:1.5rem 0;color:#fff;font-weight:700;font-size:1.15rem;
}
.faq-q:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.faq-q .seta{color:var(--orange);font-size:.85rem;transition:transform .25s;flex:none}
.faq-item.aberto .faq-q .seta{transform:rotate(90deg)}
.faq-a{
  max-height:0;overflow:hidden;transition:max-height .35s ease;
  color:#D4E0F7;font-size:1rem;
}
.faq-item.aberto .faq-a{max-height:600px}
.faq-a p{padding:0 0 1.6rem 1.85rem;max-width:64ch}

/* ---------- CTA final ---------- */
.cta{padding:5.5rem 0}
.cta-box{
  background:linear-gradient(120deg,var(--orange),#E06B0A);
  border-radius:22px;padding:3.6rem 2.5rem;text-align:center;color:var(--navy-deep);
  position:relative;overflow:hidden;
}
.cta-box::after{
  content:"";position:absolute;right:-6%;bottom:-30%;width:40%;height:120%;
  background:rgba(255,255,255,.12);
  clip-path:polygon(30% 0,60% 0,100% 100%,55% 100%);
}
/* sobre o laranja, texto azul-noite: o branco ficava em 2,5:1 */
.cta-box h2{color:var(--navy-deep);font-size:clamp(1.7rem,3.4vw,2.4rem);margin-bottom:.8rem}
.cta-box p{color:var(--navy-deep);max-width:32rem;margin:0 auto 2rem}
.cta-box .btn{background:#fff;color:var(--navy)}
.cta-box .btn:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(0,0,0,.2)}

/* ---------- Footer ---------- */
footer{background:var(--navy-deep);color:#93A0BE;padding:5rem 0 2.2rem;font-size:.95rem}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1.1fr;gap:2.5rem;margin-bottom:3.5rem}
.selo-box{background:#fff;border-radius:12px;padding:1rem 1.3rem;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.6rem;text-align:center;transition:transform .2s,box-shadow .2s;min-width:190px}
.foot-grid ul{list-style:none;display:flex;flex-direction:column;gap:.7rem}
.foot-grid a:focus-visible{outline:2px solid var(--orange);outline-offset:2px}
.foot-bottom{
  border-top:1px solid rgba(255,255,255,.1);padding-top:1.8rem;
  display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.85rem;
}

/* ---------- WhatsApp ---------- */
.whats{
  position:fixed;right:1.4rem;bottom:1.4rem;z-index:70;
  width:58px;height:58px;border-radius:50%;
  background:#128C7E;display:grid;place-items:center;
  box-shadow:0 12px 28px rgba(0,0,0,.28);transition:transform .2s;
}
.whats:focus-visible{outline:3px solid var(--navy);outline-offset:3px}

/* ================================================================
   CSS NOVO: seções exclusivas do Empréstimo Pessoal
   ================================================================ */

/* ---------- Para que serve ---------- */
.usos{padding:5.5rem 0;background:linear-gradient(180deg,#fff 0%,var(--bg-soft) 100%)}
.usos h2{text-align:center;font-size:clamp(1.8rem,3.6vw,2.6rem);color:#134A9E;max-width:40rem;margin:0 auto 1rem}
.usos .lead{text-align:center;max-width:40rem;margin:0 auto 3rem;color:#5A6788}
.usos-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;max-width:1120px;margin-inline:auto}
.uso-card{
  background:#fff;border-radius:var(--radius);padding:2rem 1.8rem;
  box-shadow:0 14px 36px rgba(11,42,91,.08);
  transition:transform .22s,box-shadow .22s;
}
.uso-card:hover{transform:translateY(-5px);box-shadow:0 20px 44px rgba(11,42,91,.13)}
.uso-card .icone{
  width:52px;height:52px;border-radius:12px;background:#FDEFE0;
  display:grid;place-items:center;font-size:1.5rem;margin-bottom:1.1rem;
}
.uso-card h3{font-size:1.12rem;font-weight:700;margin-bottom:.5rem}
.uso-card p{color:#5A6788;font-size:.95rem}

/* ---------- Simulador visual ---------- */
.simulador{padding:5.5rem 0}
.simulador-box{
  background:linear-gradient(135deg,#0F2E6E,#123A9C);
  border-radius:22px;padding:3rem;color:#fff;
  display:grid;grid-template-columns:1.1fr .9fr;gap:2.8rem;
  position:relative;overflow:hidden;
}
.simulador-box::before{
  content:"";position:absolute;left:-10%;bottom:-40%;width:45%;height:140%;
  background:radial-gradient(circle,rgba(246,135,31,.28),transparent 65%);
  pointer-events:none;
}
.simulador-head{margin-bottom:.5rem}
.simulador h2{color:#fff;font-size:clamp(1.7rem,3.3vw,2.3rem)}
.simulador-controls{position:relative;z-index:1}
.slider-group{margin-bottom:2.2rem}
.slider-group label{display:block;font-weight:700;font-size:.95rem;margin-bottom:.6rem}
.slider-group .valor{color:#FFB067;font-weight:800}
input[type="range"]{
  -webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:999px;
  background:rgba(255,255,255,.22);outline:none;cursor:pointer;
}
input[type="range"]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:24px;height:24px;border-radius:50%;
  background:var(--orange);border:4px solid #fff;box-shadow:0 4px 12px rgba(0,0,0,.35);
  cursor:pointer;
}
input[type="range"]::-moz-range-thumb{
  width:24px;height:24px;border-radius:50%;
  background:var(--orange);border:4px solid #fff;box-shadow:0 4px 12px rgba(0,0,0,.35);
  cursor:pointer;
}
input[type="range"]:focus-visible{outline:3px solid #fff;outline-offset:4px}
.slider-scale{display:flex;justify-content:space-between;font-size:.78rem;color:#AFC2E8;margin-top:.5rem}
.simulador-nota{
  margin-top:1.6rem;font-size:.85rem;color:#D4E0F7;
  background:rgba(255,255,255,.08);border-radius:12px;padding:1rem 1.2rem;
}
.simulador-info{
  position:relative;z-index:1;background:rgba(255,255,255,.07);
  border:1px solid rgba(255,255,255,.18);border-radius:16px;padding:1.8rem;
}
.simulador-info h3{color:#fff;font-size:1.2rem;margin-bottom:1.2rem}
.fator-list{list-style:none;display:flex;flex-direction:column;gap:1.2rem}
.simulador-cta{margin-top:1.8rem}
.fator-item{display:flex;gap:.9rem;align-items:flex-start}
.fator-item .num{
  width:30px;height:30px;border-radius:50%;background:var(--orange);color:var(--navy-deep);
  display:grid;place-items:center;font-weight:800;font-size:.85rem;flex:none;
}
.fator-item p{font-size:.92rem;color:#D4E0F7}
.fator-item b{color:#fff}

/* ---------- Comparativo honesto ---------- */
.comparativo{padding:5.5rem 0;background:var(--bg-soft)}
.comparativo h2{text-align:center;font-size:clamp(1.8rem,3.6vw,2.6rem);color:#134A9E;max-width:42rem;margin:0 auto 1rem}
.comparativo .lead{text-align:center;max-width:44rem;margin:0 auto 3rem;color:#5A6788}
.tabela-wrap{max-width:1060px;margin-inline:auto;background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:0 14px 36px rgba(11,42,91,.08)}
table.comparativo-tabela{width:100%;border-collapse:collapse}
.comparativo-tabela th,.comparativo-tabela td{padding:1.1rem 1.3rem;text-align:left;font-size:.95rem;border-bottom:1px solid #E9EFF7}
.comparativo-tabela thead th{background:var(--navy);color:#fff;font-weight:700}
.comparativo-tabela thead th.destaque{background:var(--orange);color:var(--navy-deep)}
.comparativo-tabela tbody tr:last-child td{border-bottom:none}
.comparativo-tabela tbody th{color:var(--navy);font-weight:700;white-space:nowrap}
.comparativo-tabela td.col-destaque{background:#FDEFE0;font-weight:600}

/* ---------- Como funciona ---------- */
.como-funciona{padding:5.5rem 0}
.como-funciona h2{text-align:center;font-size:clamp(1.8rem,3.6vw,2.6rem);color:#134A9E;margin-bottom:3.5rem}
.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:0;max-width:1120px;margin-inline:auto;position:relative}
.timeline::before{
  content:"";position:absolute;top:26px;left:calc(12.5% + 26px);right:calc(12.5% + 26px);
  height:3px;background:linear-gradient(90deg,var(--orange),#FBC08C);
  z-index:0;
}
.passo{position:relative;z-index:1;padding:0 1rem;text-align:center}
.passo .num{
  width:52px;height:52px;border-radius:50%;background:var(--orange);color:var(--navy-deep);
  display:grid;place-items:center;font-weight:800;font-size:1.15rem;margin:0 auto 1.3rem;
  box-shadow:0 8px 20px rgba(246,135,31,.35);
}
.passo h3{font-size:1.05rem;font-weight:700;margin-bottom:.5rem}
.passo p{font-size:.9rem;color:#5A6788}

/* ---------- Responsivo ---------- */
/* Foto de fundo do hero: sobrescreve o background acima (mantém .hero::before) */
.hero{
  background:
    linear-gradient(100deg,rgba(10,27,77,.94) 0%,rgba(14,44,119,.82) 45%,rgba(18,58,156,.55) 100%),
    url('../../img-hero/hero-emprestimo-pessoal.webp') center right/cover no-repeat;
}

@media (max-width:1000px){
  .foot-grid{grid-template-columns:1fr 1fr}
  .nav-links,.intranet{display:none}
  .menu-toggle{display:block}
  .nav-links.open{
    display:flex;flex-direction:column;position:absolute;top:82px;left:0;right:0;
    background:#fff;padding:1.5rem 4vw;gap:1.2rem;border-bottom:1px solid #E9EFF7;
  }
  .usos-grid{grid-template-columns:1fr 1fr}
  .simulador-box{grid-template-columns:1fr}
  .timeline{grid-template-columns:1fr 1fr;row-gap:2.4rem}
  .timeline::before{display:none}
}
@media (max-width:620px){
  header .nav{gap:.7rem}
  header .logo img{height:38px}
  header .nav-right{gap:.6rem}
  header .nav-right .btn{padding:.55rem .9rem;font-size:.8rem;gap:.3rem}
  header .nav-right .btn .arrow{display:none}
  /* a tabela rola dentro do proprio bloco em vez de esticar a pagina */
  .post-body table{display:block;width:100%;overflow-x:auto}
  .post-body table tbody{display:table;width:100%}
  .foot-grid{grid-template-columns:1fr}
  .hero-inner{padding:3.5rem 0 4rem}
  .usos-grid{grid-template-columns:1fr}
  .simulador-box{padding:2rem 1.4rem}
  .timeline{grid-template-columns:1fr}
  .comparativo-tabela thead{display:none}
  .comparativo-tabela,.comparativo-tabela tbody,.comparativo-tabela tr,.comparativo-tabela td{display:block;width:100%}
  .comparativo-tabela tr{border-bottom:1px solid #E9EFF7;padding:1rem 1.3rem}
  .comparativo-tabela td{border:none;padding:.35rem 0}
  .comparativo-tabela tbody th{padding:.2rem 0 .6rem;border-bottom:1px solid #E9EFF7;margin-bottom:.4rem;display:block}
  .comparativo-tabela td::before{content:attr(data-label);display:block;font-weight:700;color:var(--navy);font-size:.8rem;margin-bottom:.15rem}
}
@media (max-width:400px){
  header .nav{gap:.5rem}
  header .logo img{height:33px}
  header .nav-right{gap:.45rem}
  header .nav-right .btn{padding:.5rem .75rem;font-size:.75rem}
}

@media (prefers-reduced-motion:reduce){
  /* só cor, opacidade e sombra transitam; nada desliza */
  *,*::before,*::after{transition-property:opacity,color,background-color,border-color,box-shadow,filter!important}
  html{scroll-behavior:auto}
}